Borrowing for College

Borrowing for College
Posted on 04/17/2019
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Paying for college is a challenge many students face.  Once the decision on which school to attend has been made, it's time to think about exactly how to pay for everything from tuition to room and board, books, and incidental expenses.  While scholarships can help with some costs, many students turn to private loans to help finance their education.  It is important to be smart about taking on student loans and to utilize the tools available to construct a successful borrowing plan.  Here are some tips to get started:

Seniors … borrow wisely for college!

Review these tips before you decide how much to borrow in student loans:

·         Borrow only what you need, even if it’s less than the amount offered in your award letter.

·         Try to use your student loan money only for tuition, room and board, books, and fees. Get a part-time job during college to pay other expenses.

·         Apply for financial aid each year you attend college by completing the FAFSA.

·         Continue to look for scholarships while you’re in college.

·         Keep track of your student loan debt throughout college at

Remember as well to ask questions of the financial aid officers at your school.  They possess a wealth of knowledge and can help to build a package that is right for you.
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